Archive for the 'Currencies' Category

09 Mar

Owners will have to insure their dogs

They may also be required by law to have a microchip implanted on their pet under Government plans to curb the use of dangerous dogs.
Another measure being considered is the use of Dog Control Notices for misbehaving animals - known as 'Dogbos'.
They would allow police officers and council officials to force miscreant owners to [...]

03 Mar

Elderly care: How the funding rules should work

Before anyone can be allocated funding for their care, an assessment must be carried out by a team of medical experts employed by the health authority. A national framework, which was revised six months ago, is supposed to ensure uniformity. There are 12 tests, known collectively as the decision support tool. On [...]

27 Feb

Is it worth getting a second job?

Figures published earlier this month indicate that there are 2.8m workers who have been put on short-time working or have had their overtime cut, and many are trying to make up the shortfall.
Kate Philip, a chartered financial planner with adviser Independent Women in Edinburgh, says: 'We are seeing more clients with [...]

24 Feb

Are YOU ready for the pensions shake-up?

On April 6, the ways we save for our old age will change for ever. Anyone currently under state retirement age will be hit by the most wide-ranging set of reforms since the state earnings related pension was introduced in 1978.
But while the changes will help women, carers and those on low incomes, huge [...]

18 Feb

YBS fee-free mortgages give 500 back

The range of mortgages for those who can raise a 15% deposit include two, three and five-year fixed rate deals at 5.39%, 5.69% and 5.89%, respectively. All come with no arrangement fee, a free valuation and free lender legal fees. On top of this is added £500 cashback. [...]

16 Feb

How to make the most of a cash Isa

An interest rate of 2.5% in a cash Isa is the same as earning 3.12% before tax in any other account.
In fact, higher-rate taxpayers would need to get 4.16% to match this in any other savings account, because they have to pay extra tax on their interest.
There are hundreds of cash Isas at banks [...]

08 Feb

I’m pregnant - can I get a mortgage?

We haven't found the right property yet, but ideally will want to move before I give birth. Our mortgage would be dependent on both our incomes, which are about equal. Obviously, I'll take take maternity leave, but I do plan on returning to work. From our point of [...]

04 Feb

Brace yourselves for pay freeze no.2

A third of staff who have had salary reviews in the last three months have been told there will be no extra money for them, according to research. Although the majority of bosses who froze pay last year are awarding rises in 2010, there are many employees whose [...]

03 Feb

Halifax: Sellers will halt house price rally

A further 0.6% rise in house prices in January, pushed the average price up to £169,777, the Halifax's house price index reported today. It said annual house price inflation is now 3.6%. But despite the continuing turnaround in the market since prices hit a recent low of £154,490 last April, Halifax [...]

02 Feb

Get 90% off insurance for 8 years no-claims

Currently the majority of claims discounts end after five years and the average discount on offer is 65%. AXA's new policy looks set to reward safer, more experienced drivers with a hefty discount on their premiums after eight years of no-claims driving. The new product launch comes at a time when [...]

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