Archive for the 'Top Tips' Category

28 Nov

Twelve steps to a money-saving Christmas

From present limits to second class stamps, there are a host of money-saving tips that won't spoil the festive season.
Expert haggler Marc Lockley has compiled a list of 12 handy tips for This is Money readers that will help your money-saving Christmas go with a bang...
For those looking to have a thrifty Christmas [...]

26 Nov

Pensions victims betrayed again

More than 1.6m people were missold stockmarket-based pensions between 1988 and 1994. More than £10bn has been paid out in compensation.
But many are now discovering that the compensation was woefully inadequate and their pensions will be thousands of pounds lower than expected.
This was because compensation payments were based on a strict formula imposed by [...]

24 Nov

Direct debits: Storm over energy bill payment hikes

The astonishing revelation came after Financial Mail on Sunday reported last week that British Gas was massively increasing monthly direct debit payments, even for householders whose accounts are in credit.
Since then, nearly 1,000 angry energy customers have contacted this newspaper to complain about the practice. Now, The Mail on Sunday has established that five [...]

17 Nov

Credit card debt consolidation

If you are being overwhelmed by your existing debts, you may consider the option of combining all your existing debts under one payment plan in the credit card debt consolidation. You should consider taking this step before your existing financial problems continues to leave a negative mark on your credit ratings.
Credit card has its [...]

17 Nov

How to have a credit crunch Christmas

Christmas can prove a stretch on the finances at the best of times. But in a year when household bills have rocketed, credit is less easy to come by and many workers fear redundancy, finding the cash may be doubly hard.
Households are aiming to spend £300m less this Christmas than last year, according to [...]

14 Nov

Expert share tips for defensive investors

Since its inception, in February 2002, Old Mutual's UK Select Mid-Cap fund has regularly topped the UK fund charts after delivering stellar returns to its investors.
Under the guidance of Ashton Bradbury, who selects his bets from the mid and small-cap universe of the FSTE 250, the portfolio has posted growth of 83% (until the [...]

03 Nov

Abbey hikes tracker mortgage rates

Abbey has hiked the rates by up to 0.5% for new borrowers on its two and three-year tracker mortgages, which automatically move in line with the bank rate.
The move follows similar rate increases by Britain's biggest building society Nationwide on Friday.
Mortgage lenders were widely criticised for raising tracker rates after the emergency bank rate [...]

01 Nov

Interest rates may be slashed by 1%

Most analysts are already tipping rates to be cut by half a point to four per cent, but experts at Goldman Sachs, JPMorgan and HSBC expect a full one percentage point cut to 3.5%.
Such a cut would be the biggest made by the Bank's Monetary Policy Committee in its 11-year history.
The reduction should bring [...]

17 Oct

Five ways to save 2,000 in just one week

Figures this week showed consumer price inflation reaching 5.2% - a 16 year high – while a study by mysupermarket.com showed food prices rising by 14% annually.
But while cutting costs may often seem an impossible task, families feeling the pinch could save a substantial amount with just five money saving tips carried out in [...]

15 Oct

Markets back in turmoil: FTSE 100 tumbles after world shares plunge

The FTSE 100 index of leading stocks was down 163.0 points to 3916.6 at 8.30am.
Japan's Nikkei index had fallen by about 10% in early trading while New York's Dow Jones index saw its worst one-day fall on Wednesday since October 1987, closing almost 8% down.
Shares in Australia, South Korea and Singapore dropped [...]

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